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Banco Comercial e de Investimentos (BCI) started its operations in January 1996, when a group of mainly Mozambican investors decided to form AJM – Banco de Investimentos. The bank changed its name in June of the same year to Banco Comercial e de Investimentos, SARL, while continuing to gear its operations to the investment banking area. 
BCI readjusted its market approach in 2008. Although continuing to concentrate on investment banking, it has committed strongly to retail operations in an endeavour to reach out to all Mozambican citizens. Following very strong growth, it currently operates across the country as a whole with more than 165 branch offices. 
To actively contribute to Mozambique’s economic and social development, creating value and satisfying customers, shareholders, employees, partners and the community in general, in a socially responsible and sustainable manner.
To be a bank of Mozambican culture and a financial system benchmark in Sub-Saharan Africa  as regards the application of best practice, competitiveness, innovation and quality of service, aiming to achieve the leadership of the domestic market.